Money made simple

Zazu is the most helpful app to manage your finances. Our app, connected to a Mastercard® powers you to take control of how and where your money goes.

phone with zazu card
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The Zazu Mastercard

ZazuCard

The Zazu Mastercard card enables you to make payments at millions of locations worldwide.

Zazu Virtual Card

Use a Zazu Virtual Card for online shopping or subscriptions. A Zazu Virtual Card can’t be stolen, or skimmed.

Freeze your card

When you have one of those moments where you can’t remember where your card is, just quickly freeze it in the Zazu App. When you find it again, unfreeze it. If you have lost your card, getting a new one in the Zazu App is easier than 1,2,3

What makes us special

Free debit card

Under our exclusively negotiated agreement with Mastercard, the first 100,000 ZazuCards will be issued for free to our earliest adopters. Thereafter, there will be a fee to get a card.

Customer service team

In the rare event that something goes wrong with your Zazu experience, there is no need to spend hours in a queue to chat to us. Just message us directly in the app and we will assist you in no time.

No bank account needed

Zazu is not a bank. Using tech, we are able to KYC you in a few minutes and your wallet is created instantly. It means more people can start to use sophisticated and forward looking financial services.

app demo

Simple sign up

Create a username. Take a selfie. Send your ID documents. Done.

Order your Debit card

Request a plastic or virtual debit card. Confirm your address. Done.

Manage your money

Move money between your Zazu accounts. Spend it online. Use your debit card. Easy.

The helpful money app

We are making money simpler. Instant notifications on transactions. Helpful notifications. Bill payments in app. Free money transfers. Are you in?

Everything you can do with Zazu

ZazuPay

Our digital wallet allows users to issue and accept QR payments via a smartphone application.

ZazuSend

Zazu customers have a fast, secure and convenient way to easily transfer domestic funds from sender wallets to recipient wallets.

Zazu Virtual Card

Zazu Virtual Cards are online cards that are not physically issued. Digital cards can be used for secure e-commerce, money transfers and digital mobile payments.

ZazuCard

Our ZazuCard product is physical cards that can be used to transact at any POS terminal. These cards can also be used to withdraw cash from any ATM that accepts Mastercard.

ZazuBills

Buy prepaid products using your Zazu app. Our value added services include airtime, electricity, Gotv, DStv & Topstar.

Multiple accounts set up

You can create multiple Zazu accounts at no additional cost to better manage your finances i.e. main account, savings account and shopping account.

Keep track of your expenses

Groceries? Entertainment? Food? Zazu automatically categorises your spending, so you can see at a glance, how you are spending your money.

Automatic savings

When you spend, we automatically save your change. It’s saving money but on autopilot.

Masambililo Yandalama

Masambililo Yandalama

Information at your fingertips. Learn how money really works.

Too often, people use financial services without fully knowing what they are all about. Too often customers are misled in their understanding of financial offerings. We wanted to change that - to make sure that understanding things like loans and savings could be easy!

And this is why we created “Masambililo Yandalama”. Masambililo Yandalama is an interactive SMS platform that teaches you how to make your money work for you.

To date, we have taught 1,100,000 people across Zambia.

More ways to pay

Free Money Transfers

To send money to someone, head into the Zazu app. Select Pay and send them money. Your payment instantly arrives to them. And we don’t charge you for it.

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Pay with your Mastercard

Instead of withdrawing cash to pay for goods or services, just use your Zazu Mastercard card. It’s free, and all payments happen in real time.

ZazuPay code payments

At a market and the trader doesn’t have a POS machine? Just open up the Zazu app and pay via the ZazuPay code. It’s cheaper for the trader. It’s faster for you.

Learn more about managing your money

Starting in Zambia, we are building Zazu to be the most helpful money management app ever. From transparent pricing, delightful UX and game-changing products. Are you in?